Frequently Asked Questions
Why should I consider Premium Financing?
Clients typically understand the “traditional” way to structure and pay for permanent life insurance, but Capital Max Insurance gives you a more effective and beneficial choice. By comparing the option of traditional cash payments against using leverage and financing the premium, you will gain the information necessary to make the best choice for your own, unique financial situation.
What if I already own life insurance?
We will help you discover more opportunity and flexibility. In reviewing your current life insurance policies, we will find further opportunities to maximize your capital. We will integrate a premium finance strategy into your current life insurance portfolio.
Why should I audit my life insurance policy?
The life insurance marketplace is ever-changing. Insurance companies are offering better pricing as mortality tables change. An audit of your current life insurance policy may reveal an opportunity to significantly reduce out of pocket expense and elevate the death benefit and internal rate of return of policy cash values. We can do this without replacing your current life insurance policy or exchanging it under the 1035 exchange rules.
Have more questions?
Do I qualify for premium financing?
Our clients that have established the need for life insurance and have a net worth (liquid and illiquid assets)above 5 Million dollars qualify for Premium Financing
How can I work with Capital Max insurance?
Contact us and we will schedule an initial consultation to determine the viability of a premium finance strategy in your life insurance portfolio. You may also ask your Estate Attorney or Accountant to contact us directly.